Podcast Episode #48: Joseph Sangl - How to Have a Fully Funded Church

Posted: Jan 09 2017



Joseph Sangl is a leading teacher of personal finances. It is his passion and mission “to help people accomplish far more than they ever thought possible with their personal finances.” He firmly believes that when people are financially free, they are much more likely to go do EXACTLY what they have been put on Earth to do – regardless of the income potential.

He is the founder of I Was Broke. Now I’m Not., an organization that provides financial teaching through live events, print and web resources. He is also the President and CEO of INJOY Stewardship Solutions, a company providing solutions that resource the vision of the local church.




Financial Leadership

If a church has strong financial leadership, they will be able to fund the vision God has for them.

Financial leadership is absolutely critical to the health of the church. God’s Word applies to your finances.

Having margin in your finances allows you to more fully pursue what God has planned for you.

Dealing with the Fear of Giving

Churches are often afraid to ask people to give for two main reasons:

  1. Too aware that people have misused money in the name of the advancement of the gospel, so they are afraid to approach teaching on money at all.
  2. They are not fully confident in what people are giving to or don't know the next step of the vision. The next step would be to go through a vision clarification process.

Vision Clarification

Make the vision plain, clear, and understandable (Habakkuk 2:2).

When writing the vision, it should be:

  1. Crisp
  2. Clear
  3. Compelling

Moving Past Giving Obstacles

  1. Write down all that God has done in your ministry in the last year. What was your budget? Increase that budget by 25%. What else can that be used to do? Cast the vision and share the opportunity for life change. Discuss the results of giving, both in the givers and those blessed by the giving.
  2. Offer an annual giving report at the end of every year. Celebrate what God has been able to do! This affirms in the hearts of the givers what God has done through them. 

Overseeing the Giving System 

  1. Create clear systems for giving.
  2. Designate a Fully-Funded Champion (staff or volunteer), someone to own the giving aspect of the church. Give up some of the control, “If you want to go up, you've got to give up”.

Grow/Giving Process: Analogy of the Farmer 

  1. Preparation: planning teaching on money
  2. Planting : weekend messages and regular giving invitations
  3. Growing: discipleship & financial instruction in small group setting 
  4. Harvest: giving campaign, one-two special offerings per year
  5. Rest: avoid giving fatigue, givers need to recover

How Often to Teach on Money

Many leaders automatically think “giving” when they hear teaching on money.

You should teach on money, but more than just giving. Other topics include: personal finances, stewardship, debt, impact of money on relationships (parenting & marriage). 

Ideal times to teach on money: (3-4 times per year)

  1. January- February (new year, new goals and resolutions)
  2. May (pre-summer)
  3. Late September (post-summer)
  4. Early December (giving season)

 A 4-week money message series is available from fullyfunded.cc 

The Ladder of Giving

Aim towards moving givers "up" the ladder of giving:

  • From never giving
  • To one-time givers
  • To consistent recurring givers
  • To significant, sacrificial giving 

Encouraging and Recognizing Givers

Closing Thoughts

God honors wisdom and investment in your people!

“Money is a journey, not a moment.”

Don't approach money as a problem to be solved.

Get fired up!

Free Resources

Church Financial Documents

Giving Scripts




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